Guides for everyday decisions

Straightforward explanations to help you use our calculators and make sense of the numbers behind them.

Health

How to calculate BMI—and what it means

The formula, adult ranges, and why BMI is only one part of a health picture.

Health

How daily calorie needs are estimated

Understand BMR, activity factors, and the limits of a calorie estimate.

Money

The 50/30/20 budget rule

A flexible way to organize needs, wants, saving, and debt payoff.

Money

How compound interest works

See why time and regular contributions are so important to saving.

Borrowing

How to compare loan offers

A checklist for APR, fees, repayment terms, and total borrowing cost.

Home buying

Understanding mortgage costs

Look beyond principal and interest before you decide what fits your budget.