Last updated: June 2026
The calculators and tools on ToolHorizons are provided for general informational and educational purposes only. They are designed to give quick estimates and are not a substitute for professional advice from a qualified doctor, financial advisor, accountant, or other licensed professional.
Not medical advice: Health-related tools (such as our BMI calculator) provide general estimates only and should never be used to diagnose, treat, or make medical decisions. Always consult a licensed healthcare provider for medical guidance.
Not financial advice: Finance-related tools (such as our loan and tip calculators) provide estimates based on the figures you enter and standard formulas. They do not account for your full financial situation, taxes, fees, or other factors a licensed financial advisor would consider. Always verify figures with your lender, bank, or financial advisor before making decisions.
While we make every effort to ensure our calculators use accurate, standard formulas, we cannot guarantee that results will be error-free, complete, or applicable to your specific situation. Use of any calculator on this site is at your own risk.
ToolHorizons, its owners, and operators shall not be held liable for any loss or damage, financial, health-related, or otherwise, arising from the use of or reliance on information provided by our tools. This includes, without limitation, decisions made based on calculator results.
Our site may display third-party advertisements (via Google AdSense) or links to external websites. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party site or advertiser.
We may update this disclaimer from time to time without prior notice. Continued use of the site constitutes acceptance of any changes.
If you have any questions about this disclaimer, please visit our Contact page.